Comprehensive Plan
Overall Policy Information
- Overall policy:
- No breed related conditions excluded.
- Use any vet.
- Waiting periods
General: 30 days from start date of policy.
Accidents: 2-Day waiting period from start date of policy. - Lifestyle Benefits.
- Claims: Processed within 72 hours.
- Payments: Can be reimbursed to policy holder, or paid to your vet directly by arrangement. With pre-authorisation, we can pay for larger cost events, directly and upfront to your vet.
- Age limitation at inception: 8 weeks to 8 yrs.
What your pet is covered for
- Consultations
- Diagnostics
• Radiology
• Blood tests
• Biopsies and more
- Surgery
- Radiation / Chemotherapy
- Hereditary conditions
- Post-operative rehabilitation*
- Acute Medication
- Accidents
*Orthopedic surgeries only and subject
to treatment plan protocols.
Annual and Claim Limits Per Policy Year
- Overall info::
- No Overall Annual Limit
- Specific Condition Limits:
- Surgery and treatment of the Cruciate Ligaments
– R30 000 - Surgery to the Spinal Cord and Discs
– R30 000 - Surgery to the Hips and Pelvis
– R30 000 - The costs of Radiation and Chemotherapy
– R30 000 - Costs for diagnostic tests, radiology, pathology, scans, and exploratory laparoscopic investigations or scopes
– R15 000
Lifestyle Benefits
Included with Comprehensive Plan and free from Excess
We’ll pay up to a maximum of R1000.00 per policy year towards the costs of:
- An annual health check
- Socialisation classes and Puppy Training
- Cremation and return of ashes
- Sterilisation
- Vaccination
- Deworming
- Tick and flea control
- Teeth cleaning
- Spas and Grooming
- Doggy day care
- Approved or Registered complementary medicines
and supplements
- Optional add-on at an additional premium, free from excess (Standard Plan).
- The ultimate app for Pet Parents.
- Vet in your pocket!
- Free download
- 2 Free chats with a Virtual Vet p/month
- 9am to 9pm daily
- Upload photos and video
- App available for iOS and Android
Excess Plans
Choose from our Silver, Gold and Platinum excess plans for a premium that best suits your requirements. Enjoy the same comprehensive cover, with your choice of excess.
Silver
Premium
starting from:
Dog R358 pm
Cat R246 pm
- Standard Excess – R1000 per claim.
- Additional excess: MRI/CT Scan – R1000 per scan.
- 50% co-insurance is applicable to specific procedures within the first 6 months
Gold
Premium
starting from:
Dog R390 pm
Cat R265 pm
- Standard Excess – 15%, minimum R500 per claim.
- Condition Specific Excess – 20% of claim min R500.
- Additional excess: MRI/CT Scan claims – 15% min R1000 per scan.
- 50% co-insurance is applicable to specific procedures within the first 6 months
Platinum
Premium
starting from:
Dog R422 pm
Cat R284 pm
- Standard Excess – 15%, minimum R250 per claim.
- Condition Specific Excess – 20% of claim min R500.
- 50% co-insurance is applicable to specific procedures within the first 6 months
