Comprehensive Plan

Overall Policy Information

  • Overall policy:
    • No breed related conditions excluded.
    • Use any vet.
  • Waiting periods
    General: 30 days from start date of policy.
    Accidents: 2-Day waiting period from start date of policy.
  • Lifestyle Benefits.
  • Claims: Processed within 72 hours.
  • Payments: Can be reimbursed to policy holder, or paid to your vet directly by arrangement. With pre-authorisation, we can pay for larger cost events, directly and upfront to your vet.
  • Age limitation at inception: 8 weeks to 8 yrs.

What your pet is covered for

  • Consultations
  • Diagnostics

    • Radiology

    • Blood tests

    • Biopsies and more

  • Surgery
  • Radiation / Chemotherapy
  • Hereditary conditions
  • Post-operative rehabilitation*
  • Acute Medication
  • Accidents

*Orthopedic surgeries only and subject
to treatment plan protocols.

Annual and Claim Limits Per Policy Year

  • Overall info::
    • No Overall Annual Limit
    • Specific Condition Limits:
  • Surgery and treatment of the Cruciate Ligaments
    R30 000
  • Surgery to the Spinal Cord and Discs
    R30 000
  • Surgery to the Hips and Pelvis
    R30 000
  • The costs of Radiation and Chemotherapy
    R30 000
  • Costs for diagnostic tests, radiology, pathology, scans, and exploratory laparoscopic investigations or scopes
    R15 000

Lifestyle Benefits

Included with Comprehensive Plan and free from Excess

We’ll pay up to a maximum of R1000.00 per policy year towards the costs of:

  • An annual health check
  • Socialisation classes and Puppy Training
  • Cremation and return of ashes
  • Sterilisation
  • Vaccination
  • Deworming
  • Tick and flea control
  • Teeth cleaning
  • Spas and Grooming
  • Doggy day care
  • Approved or Registered complementary medicines
    and supplements
  • Optional add-on at an additional premium, free from excess (Standard Plan).
  • The ultimate app for Pet Parents.
  • Vet in your pocket!
  • Free download
  • 2 Free chats with a Virtual Vet p/month
  • 9am to 9pm daily
  • Upload photos and video
  • App available for iOS and Android

Excess Plans

Choose from our Silver, Gold and Platinum excess plans for a premium that best suits your requirements. Enjoy the same comprehensive cover, with your choice of excess.

Silver

Premium
starting from:

Dog R358 pm

Cat R246 pm

  • Standard Excess – R1000 per claim.
  • Additional excess: MRI/CT Scan – R1000 per scan.
  • 50% co-insurance is applicable to specific procedures within the first 6 months

Gold

Premium
starting from:

Dog R390 pm

Cat R265 pm

  • Standard Excess – 15%, minimum R500 per claim.
  • Condition Specific Excess – 20% of claim min R500.
  • Additional excess: MRI/CT Scan claims – 15% min R1000 per scan.
  • 50% co-insurance is applicable to specific procedures within the first 6 months

Platinum

Premium
starting from:

Dog R422 pm

Cat R284 pm

  • Standard Excess – 15%, minimum R250 per claim.
  • Condition Specific Excess – 20% of claim min R500.
  • 50% co-insurance is applicable to specific procedures within the first 6 months
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